Pension Transfers

We have extensive and detailed experience to guide you when it comes to pension transfers.

Many clients ask us: “Should I keep my pension at my former employer and collect a monthly pension income in the future OR should I transfer the commuted value to a Locked-In Retirement Account (LIRA) and/or into a RRSP?”

We usually answer this question by providing clients with several options and alternatives.

We have experience with Defined Contribution Plans like Group RRSPs at the major banks, and insurance companies.

We also have experience transferring pension monies from providers like DND, HOOPS, OMERS, Ontario Teachers' Pension Plan and many more.

Most importantly – Jodi has extensive knowledge of pension transfers and can help guide you through the sometimes very complex pension paperwork and its wording. We can even help you fill out the forms correctly and get it to the right department.

Ask Jodi for an appointment.

Raymond James Ltd. is an indirect wholly-owned subsidiary of Raymond James Financial, Inc., regulated by the Canadian Investment Regulatory Organization (CIRO) and is a member of the Canadian Investor Protection Fund (CIPF).

Securities-related products and services are offered through Raymond James Ltd.

Insurance products and services are offered through Raymond James Financial Planning Ltd, which is not a member of the Canadian Investor Protection Fund (CIPF).

Raymond James Ltd.’s trust services are offered by Solus Trust Company (“STC”). STC is an affiliate of Raymond James Ltd. and offers trust services across Canada. STC is not regulated by CIRO and is not a Member of the Canadian Investor Protection Fund (CIPF).

Raymond James advisors are not tax advisors and we recommend that clients seek independent advice from a professional advisor on tax-related matters. Statistics and factual data and other information are from sources RJL believes to be reliable, but their accuracy cannot be guaranteed.

Use of the Raymond James Ltd. website is governed by the Web Use Agreement | Client Concerns.

Pension Transfers

Always here for you